Farmers State Bank of Bucklin, Kansas, The
Bucklin, KS · Cert 18101 · Peer group: banks under $1B in assets in KS (n=98)
State charter, non-member · FDIC · 1 branch
Q2 2026
$60.8MAssets
$34.9MLoans
$52.1MDeposits
$8.3MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in KS (rank 17 of 98).
- Widest gap: total risk-based capital ratio trails 65% of banks under $1B in assets in KS (rank 64 of 98).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.58%
Rank 21 of 98
Net Interest Margin
3.79%
Rank 34 of 98
Efficiency Ratio
45.55%
Rank 10 of 98
Equity / Assets
13.66%
Rank 21 of 98
Non-interest income vs. expense
Unfavorable gap of $1.0M · efficiency ratio beats 91% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.58% | 1.03% | 1.24% | 1.54% | Beats 79% | 21 / 98 | | |
| Return on Equity | 11.58% | 8.85% | 11.58% | 14.73% | Beats 50% | 49 / 98 | | |
| Net Interest Margin | 3.79% | 3.24% | 3.62% | 3.91% | Beats 65% | 34 / 98 | | |
| Efficiency Ratio | 45.55% | 51.87% | 58.88% | 64.74% | Beats 91% | 10 / 98 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.01% | 0.33% | 1.05% | Beats 100% | 17 / 98 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 36 / 98 | | |
| Capital |
| Tier 1 Capital Ratio | 12.86% | 11.81% | 13.71% | 17.33% | Beats 40% | 59 / 98 | | |
| Total Risk-Based Capital Ratio | 12.86% | 11.81% | 14.13% | 17.45% | Beats 35% | 64 / 98 | | |
| Equity / Assets | 13.66% | 8.60% | 11.34% | 13.10% | Beats 79% | 21 / 98 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.94% | 57.09% | 69.84% | 82.47% | 44th pctl | 55 / 98 | | |
| Loans / Assets | 57.33% | 49.34% | 58.31% | 68.94% | 46th pctl | 53 / 98 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |