Sugar River Bank
Newport, NH · Cert 18028 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Sugar River Bcorp MHC
SI · FDIC · 6 branches
Q2 2026
$424.3MAssets
$293.5MLoans
$364.3MDeposits
$49.0MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 64% of banks under $1B in assets operating in a single state (rank 269 of 746).
- Widest gap: return on equity trails 81% of banks under $1B in assets operating in a single state (rank 601 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.63%
Rank 591 of 746
Net Interest Margin
3.49%
Rank 458 of 746
Efficiency Ratio
76.51%
Rank 573 of 746
Equity / Assets
11.56%
Rank 269 of 746
Non-interest income vs. expense
Unfavorable gap of $10.7M · efficiency ratio beats 23% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.63% | 0.72% | 1.06% | 1.45% | Beats 21% | 591 / 746 | |
| Return on Equity | 5.49% | 6.74% | 10.51% | 13.63% | Beats 19% | 601 / 746 | |
| Net Interest Margin | 3.49% | 3.17% | 3.68% | 4.16% | Beats 39% | 458 / 746 | |
| Efficiency Ratio | 76.51% | 55.74% | 64.58% | 75.47% | Beats 23% | 573 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.09% | 0.42% | 1.07% | Beats 58% | 315 / 743 | |
| Net Charge-Offs / Loans | 0.04% | 0.00% | 0.01% | 0.05% | Beats 28% | 539 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 14.13% | 11.55% | 13.75% | 17.60% | Beats 53% | 349 / 746 | |
| Total Risk-Based Capital Ratio | 14.13% | 11.71% | 14.33% | 18.43% | Beats 48% | 391 / 746 | |
| Equity / Assets | 11.56% | 8.90% | 10.51% | 13.06% | Beats 64% | 269 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 80.55% | 61.31% | 78.27% | 90.78% | 55th pctl | 337 / 746 | |
| Loans / Assets | 69.16% | 53.60% | 66.97% | 76.08% | 56th pctl | 331 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |