Sugar River Bank
Newport, NH · Cert 18028 · Peer group: banks under $1B in assets operating in a single state (n=751-755) · Sugar River Bcorp MHC
SI · FDIC · 6 branches
Q2 2026
$424.3MAssets
$293.5MLoans
$364.3MDeposits
$49.0MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 63% of banks under $1B in assets operating in a single state (rank 280 of 755).
- Widest gap: return on equity trails 80% of banks under $1B in assets operating in a single state (rank 607 of 755).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.63%
Rank 599 of 755
Net Interest Margin
3.49%
Rank 458 of 755
Efficiency Ratio
76.51%
Rank 578 of 755
Equity / Assets
11.56%
Rank 280 of 755
Non-interest income vs. expense
Unfavorable gap of $10.7M · efficiency ratio beats 24% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.63% | 0.72% | 1.06% | 1.45% | Beats 21% | 599 / 755 | |
| Return on Equity | 5.49% | 6.66% | 10.44% | 13.61% | Beats 20% | 607 / 755 | |
| Net Interest Margin | 3.49% | 3.15% | 3.68% | 4.17% | Beats 39% | 458 / 755 | |
| Efficiency Ratio | 76.51% | 55.75% | 64.78% | 75.61% | Beats 24% | 578 / 755 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.09% | 0.42% | 1.05% | Beats 57% | 326 / 751 | |
| Net Charge-Offs / Loans | 0.04% | 0.00% | 0.01% | 0.05% | Beats 29% | 535 / 751 | |
| Capital |
| Tier 1 Capital Ratio | 14.13% | 11.56% | 13.81% | 17.74% | Beats 53% | 357 / 755 | |
| Total Risk-Based Capital Ratio | 14.13% | 11.72% | 14.46% | 18.53% | Beats 47% | 400 / 755 | |
| Equity / Assets | 11.56% | 8.93% | 10.56% | 13.13% | Beats 63% | 280 / 755 | |
| Liquidity & Funding |
| Loans / Deposits | 80.55% | 62.43% | 78.62% | 91.00% | 54th pctl | 349 / 755 | |
| Loans / Assets | 69.16% | 54.70% | 67.27% | 76.55% | 55th pctl | 340 / 755 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |