Greeley, KS · Cert 17995 · Greeley Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.28% | 1.12% | 1.21% | 1.22% | 1.37% | +8 bps | |
| Return on Equity | 10.43% | 8.82% | 9.65% | 9.97% | 11.33% | +90 bps | |
| Net Interest Margin | 3.18% | 3.23% | 3.34% | 3.21% | 3.38% | +20 bps | |
| Efficiency Ratio | 54.04% | 59.67% | 56.70% | 55.78% | 52.47% | -157 bps | |
| Non-Interest Burden | 1.59% | 1.83% | 1.79% | 1.70% | 1.65% | +6 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.11% | 6.41% | 6.31% | 5.73% | 11.72% | +661 bps | |
| Loan Growth (YoY) | 4.45% | 4.93% | 6.72% | 2.81% | 5.04% | +59 bps | |
| Deposit Growth (YoY) | 4.37% | 6.45% | 5.99% | 5.70% | 12.89% | +852 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.17% | 0.53% | 0.78% | 0.50% | 0.31% | +14 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.42% | 1.40% | 1.31% | 1.35% | 1.35% | -7 bps | |
| Allowance Coverage of NPLs | 8.4x | 2.6x | 1.7x | 2.7x | 4.4x | -4.0x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 12.49% | 13.02% | 12.42% | 12.15% | 12.29% | -20 bps | |
| Total Risk-Based Capital | 12.49% | 13.02% | 12.42% | 12.15% | 12.29% | -20 bps | |
| Equity / Assets | 12.58% | 12.88% | 12.24% | 12.15% | 11.96% | -62 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 54.19% | 54.40% | 56.20% | 52.44% | 50.42% | -377 bps | |
| Liquid Assets / Assets | 23.42% | 25.38% | 23.37% | 31.80% | 32.68% | +926 bps | |
| CRE / Total Capital | n/a | 39.38% | 39.79% | 35.59% | n/a | n/a | |