First Hawaiian Bank
Honolulu, HI · Cert 17985 · Peer group: banks over $10B in assets (n=142-144) · First Hawaiian Inc.
State charter, non-member · FDIC · 49 branches
Q2 2026
$23.6BAssets
$14.6BLoans
$17.8BDeposits
$2.8BEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 87% of banks over $10B in assets (rank 19 of 142).
- Widest gap: net interest margin trails 77% of banks over $10B in assets (rank 111 of 144).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.26%
Rank 70 of 144
Net Interest Margin
2.80%
Rank 111 of 144
Efficiency Ratio
55.21%
Rank 67 of 144
Equity / Assets
11.92%
Rank 54 of 144
Non-interest income vs. expense
Unfavorable gap of $273.4M · efficiency ratio beats 54% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.26% | 1.00% | 1.26% | 1.54% | Beats 51% | 70 / 144 | |
| Return on Equity | 10.59% | 8.98% | 11.34% | 14.40% | Beats 43% | 82 / 144 | |
| Net Interest Margin | 2.80% | 2.82% | 3.31% | 3.68% | Beats 23% | 111 / 144 | |
| Efficiency Ratio | 55.21% | 49.42% | 56.02% | 62.41% | Beats 54% | 67 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.48% | 0.73% | 1.07% | Beats 87% | 19 / 142 | |
| Net Charge-Offs / Loans | 0.09% | 0.05% | 0.11% | 0.22% | Beats 58% | 61 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 13.23% | 12.07% | 12.98% | 14.92% | Beats 58% | 61 / 144 | |
| Total Risk-Based Capital Ratio | 14.48% | 13.39% | 14.14% | 16.25% | Beats 56% | 63 / 144 | |
| Equity / Assets | 11.92% | 9.69% | 11.39% | 12.96% | Beats 63% | 54 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 81.71% | 75.72% | 84.92% | 91.56% | 37th pctl | 90 / 143 | |
| Loans / Assets | 61.64% | 59.83% | 69.07% | 74.80% | 30th pctl | 101 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |