Walton State Bank, The
Walton, KS · Cert 17982 · Peer group: banks under $1B in assets in the Wichita, KS area (n=20) · WSB Financial Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$13.0MAssets
$3.1MLoans
$10.1MDeposits
$2.8MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Wichita, KS area (rank 2 of 20).
- Widest gap: return on equity trails 100% of banks under $1B in assets in the Wichita, KS area (rank 20 of 20).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
-0.02%
Rank 20 of 20
Net Interest Margin
3.93%
Rank 13 of 20
Efficiency Ratio
94.94%
Rank 20 of 20
Equity / Assets
21.47%
Rank 1 of 20
Non-interest income vs. expense
Unfavorable gap of $424K · efficiency ratio beats 5% of banks under $1B in assets in the Wichita, KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.02% | 0.80% | 1.20% | 1.35% | Beats 0% | 20 / 20 | | |
| Return on Equity | -0.07% | 9.43% | 12.85% | 15.78% | Beats 0% | 20 / 20 | | |
| Net Interest Margin | 3.93% | 3.71% | 4.04% | 4.23% | Beats 35% | 13 / 20 | | |
| Efficiency Ratio | 94.94% | 59.34% | 65.86% | 71.92% | Beats 5% | 20 / 20 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.06% | 0.64% | 1.17% | Beats 100% | 2 / 20 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.02% | 0.09% | Beats 100% | 7 / 20 | | |
| Capital |
| Tier 1 Capital Ratio | 60.41% | 11.10% | 11.73% | 15.56% | Beats 95% | 1 / 20 | | |
| Total Risk-Based Capital Ratio | 61.59% | 11.80% | 12.57% | 16.49% | Beats 95% | 1 / 20 | | |
| Equity / Assets | 21.47% | 8.39% | 8.81% | 11.24% | Beats 95% | 1 / 20 | | |
| Liquidity & Funding |
| Loans / Deposits | 30.32% | 62.67% | 77.26% | 93.25% | 0th pctl | 20 / 20 | | |
| Loans / Assets | 23.44% | 54.38% | 67.74% | 81.71% | 0th pctl | 20 / 20 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |