Vintage Bank Kansas
Leon, KS · Cert 17927 · Peer group: banks under $1B in assets in the Wichita, KS area (n=20) · Vintage Bcorp Inc.
State charter, non-member · FDIC · 12 branches
Q2 2026
$288.6MAssets
$181.0MLoans
$231.4MDeposits
$25.4MEquity
Executive Summary
- Strongest standing: return on assets outperforms 80% of banks under $1B in assets in the Wichita, KS area (rank 4 of 20).
- Widest gap: total risk-based capital ratio trails 80% of banks under $1B in assets in the Wichita, KS area (rank 16 of 20).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.36%
Rank 4 of 20
Net Interest Margin
4.10%
Rank 9 of 20
Efficiency Ratio
56.16%
Rank 5 of 20
Equity / Assets
8.81%
Rank 10 of 20
Non-interest income vs. expense
Unfavorable gap of $6.2M · efficiency ratio beats 80% of banks under $1B in assets in the Wichita, KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.80% | 1.20% | 1.35% | Beats 80% | 4 / 20 | | |
| Return on Equity | 15.47% | 9.43% | 12.85% | 15.78% | Beats 65% | 7 / 20 | | |
| Net Interest Margin | 4.10% | 3.71% | 4.04% | 4.23% | Beats 55% | 9 / 20 | | |
| Efficiency Ratio | 56.16% | 59.34% | 65.86% | 71.92% | Beats 80% | 5 / 20 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.53% | 0.06% | 0.64% | 1.17% | Beats 55% | 10 / 20 | | |
| Net Charge-Offs / Loans | 0.04% | n/a | 0.02% | 0.09% | Beats 40% | 13 / 20 | | |
| Capital |
| Tier 1 Capital Ratio | 11.56% | 11.10% | 11.73% | 15.56% | Beats 45% | 11 / 20 | | |
| Total Risk-Based Capital Ratio | 11.56% | 11.80% | 12.57% | 16.49% | Beats 20% | 16 / 20 | | |
| Equity / Assets | 8.81% | 8.39% | 8.81% | 11.24% | Beats 50% | 10 / 20 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.24% | 62.67% | 77.26% | 93.25% | 55th pctl | 9 / 20 | | |
| Loans / Assets | 62.73% | 54.38% | 67.74% | 81.71% | 40th pctl | 12 / 20 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |