Suffolk
Medford, NY · Charter 17914 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 10 branches
Q2 2026
$2.1BAssets
$1.4BLoans
$1.8BShares
$178.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 68% of credit unions $1B-$10B in assets (rank 139 of 435).
- Widest gap: equity / assets trails 93% of credit unions $1B-$10B in assets (rank 406 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.52%
Rank 339 of 435
Net Interest Margin
2.60%
Rank 390 of 435
Efficiency Ratio
75.22%
Rank 284 of 435
Equity / Assets
8.54%
Rank 406 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.55% | 0.81% | 1.14% | Beats 22% | 339 / 435 | |
| Return on Equity | 6.07% | 5.12% | 7.41% | 9.70% | Beats 35% | 284 / 435 | |
| Net Interest Margin | 2.60% | 3.01% | 3.39% | 3.75% | Beats 10% | 390 / 435 | |
| Efficiency Ratio | 75.22% | 65.25% | 71.39% | 77.86% | Beats 35% | 284 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.52% | 0.45% | 0.69% | 1.05% | Beats 68% | 139 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.54% | 9.81% | 10.84% | 12.63% | Beats 7% | 406 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.54% | 9.81% | 10.84% | 12.63% | Beats 7% | 406 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 78.51% | 78.33% | 88.38% | 95.61% | 26th pctl | 324 / 435 | |
| Loans / Assets | 68.08% | 67.69% | 74.58% | 80.80% | 26th pctl | 324 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |