Philadelphia, PA · Charter 17885
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -4.62% | -3.16% | -3.05% | -1.56% | -1.93% | +269 bps | |
| Return on Equity | -42.47% | -28.00% | -27.84% | -14.87% | -19.52% | +2,295 bps | |
| Net Interest Margin | 3.85% | 4.23% | 4.57% | 4.69% | 4.63% | +79 bps | |
| Efficiency Ratio | 123.15% | 120.86% | 120.06% | 114.81% | 118.42% | -472 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -8.97% | -7.07% | -9.76% | -9.42% | -6.68% | +229 bps | |
| Loan Growth (YoY) | -7.73% | -0.19% | -7.16% | -11.60% | -15.79% | -806 bps | |
| Share Growth (YoY) | -7.35% | -5.36% | -6.49% | -7.69% | -5.80% | +154 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.42% | 1.12% | 1.82% | 1.90% | 2.00% | +58 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.87% | 11.28% | 10.95% | 10.49% | 9.87% | -100 bps | |
| Net Worth / Assets | 10.87% | 11.28% | 10.95% | 10.49% | 9.87% | -100 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 42.97% | 46.69% | 44.92% | 41.55% | 38.41% | -456 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |