Transit Workers
Philadelphia, PA · Charter 17885 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$14.6MAssets
$5.1MLoans
$13.1MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 4 of 60).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 60 of 60).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-1.93%
Rank 60 of 60
Net Interest Margin
4.64%
Rank 4 of 60
Efficiency Ratio
118.32%
Rank 58 of 60
Equity / Assets
9.88%
Rank 49 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.93% | 0.35% | 0.84% | 1.37% | Beats 0% | 60 / 60 | |
| Return on Equity | -19.54% | 2.76% | 6.36% | 10.04% | Beats 0% | 60 / 60 | |
| Net Interest Margin | 4.64% | 3.02% | 3.63% | 4.05% | Beats 93% | 4 / 60 | |
| Efficiency Ratio | 118.32% | 67.68% | 77.48% | 89.33% | Beats 5% | 58 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.00% | 0.32% | 0.64% | 1.44% | Beats 18% | 50 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.88% | 10.72% | 13.16% | 17.68% | Beats 18% | 49 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.88% | 10.72% | 13.16% | 17.68% | Beats 18% | 49 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 38.42% | 43.79% | 55.03% | 72.55% | 17th pctl | 50 / 60 | |
| Loans / Assets | 34.58% | 36.50% | 47.22% | 58.67% | 17th pctl | 50 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |