Canute, OK · Cert 17884
FDIC · 3 branches
Q2 2021
Market Position · Oklahoma City, OK · 2021 SOD (annual) · 0.6% share · #27 of 71 inst. · $0.3B of $50.4B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2020 | Q3 2020 | Q4 2020 | Q1 2021 | Q2 2021 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.93% | 0.83% | 1.10% | 1.25% | 1.17% | +24 bps | |
| Return on Equity | 10.35% | 9.64% | 12.70% | 14.22% | 13.11% | +276 bps | |
| Net Interest Margin | 3.12% | 3.31% | 3.35% | 3.48% | 3.65% | +54 bps | |
| Efficiency Ratio | 73.77% | 66.06% | 66.70% | 63.38% | 65.62% | -815 bps | |
| Non-Interest Burden | 1.87% | 1.58% | 1.62% | 1.48% | 1.94% | +7 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 13.84% | 17.91% | 15.62% | 15.23% | 5.23% | -861 bps | |
| Loan Growth (YoY) | 19.33% | 17.16% | 19.22% | 17.10% | 3.80% | -1,553 bps | |
| Deposit Growth (YoY) | 3.35% | 9.65% | 13.63% | 16.02% | 10.39% | +704 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.06% | 0.05% | 0.16% | 0.00% | 0.12% | +6 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.03% | 0.00% | 0.57% | 1.09% | +109 bps | |
| Allowance / Loans | 1.10% | 1.25% | 1.30% | 1.22% | 0.96% | -14 bps | |
| Allowance Coverage of NPLs | 17.5x | 24.0x | 8.0x | n/a | 7.8x | -9.8x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 8.54% | 8.41% | 8.39% | 8.72% | 8.68% | +14 bps | |
| Total Risk-Based Capital | 8.54% | 8.41% | 8.39% | 8.72% | 8.68% | +14 bps | |
| Equity / Assets | 8.57% | 8.54% | 8.72% | 8.88% | 8.89% | +32 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 111.98% | 110.83% | 109.71% | 110.16% | 105.30% | -668 bps | |
| Liquid Assets / Assets | 5.68% | 6.34% | 5.61% | 5.06% | 7.50% | +182 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |