Deridder, LA · Charter 17861
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.40% | 0.55% | 0.56% | 0.83% | 0.87% | +48 bps | |
| Return on Equity | 3.12% | 4.34% | 4.36% | 6.48% | 6.76% | +364 bps | |
| Net Interest Margin | 1.49% | 1.60% | 1.67% | 1.91% | 2.00% | +51 bps | |
| Efficiency Ratio | 71.44% | 64.55% | 65.91% | 55.17% | 55.51% | -1,592 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.33% | 6.03% | 4.79% | 5.35% | 4.29% | +97 bps | |
| Loan Growth (YoY) | -1.35% | -0.65% | -2.03% | -4.13% | -5.87% | -452 bps | |
| Share Growth (YoY) | 5.34% | 6.44% | 4.58% | 5.30% | 4.03% | -131 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.14% | 0.43% | 0.50% | 0.31% | 0.61% | +47 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.68% | 12.68% | 12.78% | 12.82% | 12.93% | +25 bps | |
| Net Worth / Assets | 12.68% | 12.68% | 12.78% | 12.82% | 12.93% | +25 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 72.28% | 71.64% | 70.16% | 66.95% | 65.40% | -688 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |