Beauregard School Employees
Deridder, LA · Charter 17861 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$30.9MAssets
$17.6MLoans
$26.9MShares
$4.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 93% of credit unions under $1B in assets (rank 120 of 1682).
- Widest gap: net interest margin trails 98% of credit unions under $1B in assets (rank 1654 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.87%
Rank 712 of 1,683
Net Interest Margin
2.00%
Rank 1,654 of 1,683
Efficiency Ratio
55.56%
Rank 120 of 1,682
Equity / Assets
12.93%
Rank 834 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.35% | 0.74% | 1.18% | Beats 58% | 712 / 1,683 | |
| Return on Equity | 6.76% | 2.67% | 5.89% | 8.74% | Beats 58% | 701 / 1,681 | |
| Net Interest Margin | 2.00% | 3.31% | 3.82% | 4.32% | Beats 2% | 1,654 / 1,683 | |
| Efficiency Ratio | 55.56% | 68.91% | 78.20% | 86.93% | Beats 93% | 120 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.26% | 0.65% | 1.29% | Beats 52% | 806 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.93% | 10.44% | 12.89% | 16.53% | Beats 50% | 834 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.93% | 10.44% | 12.89% | 16.53% | Beats 50% | 834 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 65.40% | 52.61% | 69.38% | 83.50% | 43rd pctl | 966 / 1,683 | |
| Loans / Assets | 56.90% | 44.71% | 59.18% | 70.72% | 45th pctl | 919 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |