Longview Bank
Ogden, IL · Cert 1786 · Peer group: banks under $1B in assets in IL (n=149-151) · Longview Capital Corp.
State charter, non-member · FDIC · 2 affiliate banks · 13 branches (26 in holding)
Q2 2026
$732.1MAssets
$609.3MLoans
$653.1MDeposits
$58.9MEquity
Executive Summary
- Strongest standing: return on equity outperforms 95% of banks under $1B in assets in IL (rank 7 of 151).
- Widest gap: tier 1 capital ratio trails 95% of banks under $1B in assets in IL (rank 143 of 151).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.46%
Rank 23 of 151
Net Interest Margin
4.21%
Rank 18 of 151
Efficiency Ratio
51.48%
Rank 23 of 151
Equity / Assets
8.05%
Rank 130 of 151
Non-interest income vs. expense
Unfavorable gap of $13.6M · efficiency ratio beats 85% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.46% | 0.70% | 1.03% | 1.34% | Beats 85% | 23 / 151 | |
| Return on Equity | 18.20% | 6.74% | 9.34% | 12.94% | Beats 95% | 7 / 151 | |
| Net Interest Margin | 4.21% | 3.02% | 3.43% | 3.83% | Beats 88% | 18 / 151 | |
| Efficiency Ratio | 51.48% | 54.64% | 64.89% | 72.50% | Beats 85% | 23 / 151 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.80% | 0.20% | 0.66% | 1.77% | Beats 46% | 81 / 149 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.02% | 0.07% | Beats 56% | 67 / 149 | |
| Capital |
| Tier 1 Capital Ratio | 10.29% | 11.83% | 14.17% | 18.66% | Beats 5% | 143 / 151 | |
| Total Risk-Based Capital Ratio | 11.10% | 12.22% | 14.54% | 19.92% | Beats 13% | 132 / 151 | |
| Equity / Assets | 8.05% | 9.10% | 10.65% | 12.40% | Beats 14% | 130 / 151 | |
| Liquidity & Funding |
| Loans / Deposits | 93.29% | 54.39% | 71.02% | 80.75% | 93rd pctl | 11 / 149 | |
| Loans / Assets | 83.23% | 45.91% | 61.31% | 68.01% | 97th pctl | 5 / 151 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |