Ogden, IL · Cert 1786 · Longview Capital Corp.
State charter, non-member · FDIC · 13 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in IL (n=149 to 151). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
11
Asset Quality
51
Profitability
89
Liquidity
0
Efficiency
85
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Ogden, IL · Cert 1786 · Longview Capital Corp.
State charter, non-member · FDIC · 2 affiliate banks · 13 branches (26 in holding)
Q2 2026
Market Position · Champaign-Urbana, IL · 2026 SOD (annual) · 3.3% share · #7 of 33 inst. · $0.3B of $8.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.09% | 1.10% | 1.20% | 1.28% | 1.32% | 1.36% | 1.52% | 1.54% | +27 bps | |
| Return on Equity | 13.55% | 13.78% | 14.78% | 15.50% | 16.00% | 16.43% | 18.15% | 18.69% | +319 bps | |
| Net Interest Margin | 3.50% | 3.39% | 3.71% | 3.92% | 3.93% | 3.81% | 4.15% | 4.21% | +29 bps | |
| Efficiency Ratio | 55.60% | 55.16% | 56.52% | 55.18% | 53.48% | 53.09% | 51.18% | 51.09% | -410 bps | |
| Non-Interest Burden | 1.77% | 1.68% | 1.97% | 2.01% | 1.92% | 1.82% | 1.94% | 1.96% | -5 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 8.02% | 8.30% | 4.24% | 5.90% | 7.51% | 5.63% | 7.49% | 15.19% | +929 bps | |
| Loan Growth (YoY) | 15.67% | 14.09% | 7.66% | 9.89% | 8.54% | 8.81% | 9.95% | 17.98% | +808 bps | |
| Deposit Growth (YoY) | 12.51% | 12.56% | 8.63% | 9.60% | 11.52% | 7.32% | 7.52% | 13.41% | +381 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.20% | 1.08% | 2.11% | 1.11% | 1.08% | 0.95% | 0.74% | 0.80% | -31 bps | |
| Net Charge-Offs / Loans | 0.25% | 0.27% | 0.35% | 0.28% | 0.30% | 0.30% | 0.03% | 0.02% | -26 bps | |
| Allowance / Loans | 0.81% | 0.82% | 0.79% | 0.77% | 0.76% | 0.76% | 0.80% | 0.75% | -2 bps | |
| Allowance Coverage of NPLs | 0.7x | 0.8x | 0.4x | 0.7x | 0.7x | 0.8x | 1.1x | 0.9x | +0.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.34% | 8.06% | 8.05% | 8.47% | 8.45% | 8.10% | 8.36% | 8.43% | -4 bps | |
| Total Risk-Based Capital | 11.73% | 11.63% | 11.67% | 11.95% | 11.65% | 11.48% | 12.08% | 11.10% | -85 bps | |
| Equity / Assets | 8.09% | 8.00% | 8.24% | 8.48% | 8.22% | 8.31% | 8.44% | 8.05% | -43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 90.52% | 89.13% | 86.96% | 89.68% | 88.10% | 90.38% | 88.92% | 93.29% | +361 bps | |
| Liquid Assets / Assets | 9.06% | 9.02% | 10.14% | 7.99% | 9.88% | 8.43% | 10.88% | 8.79% | +80 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 273% | 278% | 291% | n/a | n/a | |
Ogden, IL · Cert 1786 · Peer group: banks under $1B in assets in IL (n=149-151) · Longview Capital Corp.
State charter, non-member · FDIC · 2 affiliate banks · 13 branches (26 in holding)
Q2 2026
Return on Assets
1.46%
Rank 23 of 151
Net Interest Margin
4.21%
Rank 18 of 151
Efficiency Ratio
51.48%
Rank 23 of 151
Equity / Assets
8.05%
Rank 130 of 151
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.46% | 0.70% | 1.03% | 1.34% | Beats 85% | 23 / 151 | ||
| Return on Equity | 18.20% | 6.74% | 9.34% | 12.94% | Beats 95% | 7 / 151 | ||
| Net Interest Margin | 4.21% | 3.02% | 3.43% | 3.83% | Beats 88% | 18 / 151 | ||
| Efficiency Ratio | 51.48% | 54.64% | 64.89% | 72.50% | Beats 85% | 23 / 151 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.80% | 0.20% | 0.66% | 1.77% | Beats 46% | 81 / 149 | ||
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.02% | 0.07% | Beats 56% | 67 / 149 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.29% | 11.83% | 14.17% | 18.66% | Beats 5% | 143 / 151 | ||
| Total Risk-Based Capital Ratio | 11.10% | 12.22% | 14.54% | 19.92% | Beats 13% | 132 / 151 | ||
| Equity / Assets | 8.05% | 9.10% | 10.65% | 12.40% | Beats 14% | 130 / 151 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 93.29% | 54.39% | 71.02% | 80.75% | 93rd pctl | 11 / 149 | ||
| Loans / Assets | 83.23% | 45.91% | 61.31% | 68.01% | 97th pctl | 5 / 151 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||