Longview, TX · Cert 17842 · RJ Pope Management Gp LLC
State charter, non-member · FDIC · 21 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets (n=322 to 328). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
80
Asset Quality
60
Profitability
64
Liquidity
73
Efficiency
65
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Longview, TX · Cert 17842 · RJ Pope Management Gp LLC
State charter, non-member · FDIC · 21 branches
Q2 2026
Market Position · Longview, TX · 2026 SOD (annual) · 23.0% share · #1 of 25 inst. · $1.8B of $8.0B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.95% | 0.99% | 1.04% | 1.16% | 1.25% | 1.32% | 1.44% | 1.54% | +37 bps | |
| Return on Equity | 9.34% | 9.64% | 9.65% | 10.57% | 11.20% | 11.63% | 11.87% | 12.39% | +182 bps | |
| Net Interest Margin | 2.52% | 2.55% | 2.88% | 2.99% | 3.08% | 3.16% | 3.47% | 3.58% | +59 bps | |
| Efficiency Ratio | 65.94% | 64.82% | 63.16% | 60.28% | 58.59% | 57.81% | 56.65% | 54.69% | -559 bps | |
| Non-Interest Burden | 1.36% | 1.36% | 1.55% | 1.50% | 1.47% | 1.49% | 1.63% | 1.57% | +8 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.09% | -0.68% | 0.69% | 0.99% | -1.72% | 0.30% | 1.22% | -0.08% | -106 bps | |
| Loan Growth (YoY) | 2.63% | 1.29% | 1.25% | 1.01% | -1.01% | -2.17% | -3.18% | -1.66% | -267 bps | |
| Deposit Growth (YoY) | 0.82% | 4.52% | 1.00% | 2.72% | 0.75% | -1.37% | 0.46% | -1.17% | -389 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.17% | 0.13% | 0.08% | 0.29% | 0.28% | 0.40% | 0.29% | 0.61% | +32 bps | |
| Net Charge-Offs / Loans | 0.04% | 0.04% | 0.13% | 0.07% | 0.06% | 0.05% | 0.01% | 0.01% | -6 bps | |
| Allowance / Loans | 1.25% | 1.25% | 1.21% | 1.22% | 1.21% | 1.20% | 1.22% | 1.22% | 0 bps | |
| Allowance Coverage of NPLs | 7.2x | 9.4x | 14.7x | 4.2x | 4.3x | 3.0x | 4.2x | 2.0x | -2.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.91% | 10.99% | 11.31% | 11.66% | 11.92% | 12.29% | 12.52% | 13.10% | +144 bps | |
| Total Risk-Based Capital | 14.17% | 14.67% | 14.85% | 15.31% | 15.64% | 16.42% | 17.08% | 17.10% | +179 bps | |
| Equity / Assets | 10.48% | 10.70% | 10.88% | 11.45% | 11.70% | 12.17% | 12.11% | 12.90% | +146 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 92.58% | 90.93% | 90.33% | 91.98% | 90.97% | 90.19% | 87.05% | 91.52% | -46 bps | |
| Liquid Assets / Assets | 4.26% | 3.54% | 4.47% | 3.51% | 5.35% | 6.50% | 9.99% | 5.78% | +227 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 425% | 403% | 390% | n/a | n/a | |
Longview, TX · Cert 17842 · Peer group: banks $1B-$10B in assets (n=322-328) · RJ Pope Management Gp LLC
State charter, non-member · FDIC · 21 branches
Q2 2026
Return on Assets
1.55%
Rank 75 of 328
Net Interest Margin
3.58%
Rank 132 of 328
Efficiency Ratio
54.69%
Rank 116 of 328
Equity / Assets
12.90%
Rank 55 of 328
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.55% | 0.91% | 1.22% | 1.52% | Beats 77% | 75 / 328 | n/a | |
| Return on Equity | 12.05% | 8.43% | 11.45% | 14.43% | Beats 55% | 149 / 328 | n/a | |
| Net Interest Margin | 3.58% | 3.03% | 3.45% | 3.83% | Beats 60% | 132 / 328 | n/a | |
| Efficiency Ratio | 54.69% | 51.61% | 59.56% | 67.53% | Beats 65% | 116 / 328 | n/a | |
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.61% | 0.24% | 0.51% | 1.03% | Beats 43% | 184 / 322 | n/a | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 76% | 78 / 322 | n/a | |
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.85% | 11.75% | 13.15% | 15.47% | Beats 77% | 74 / 328 | n/a | |
| Total Risk-Based Capital Ratio | 17.10% | 12.63% | 14.15% | 16.46% | Beats 80% | 66 / 328 | n/a | |
| Equity / Assets | 12.90% | 9.15% | 10.33% | 12.01% | Beats 83% | 55 / 328 | n/a | |
| Liquidity & Funding | ||||||||
| Loans / Deposits | 91.52% | 76.63% | 87.92% | 95.36% | 63rd pctl | 118 / 323 | n/a | |
| Loans / Assets | 79.10% | 65.18% | 74.15% | 79.98% | 71st pctl | 95 / 328 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||