Wilmington Savings Fund Society, FSB
Wilmington, DE · Cert 17838 · Peer group: banks over $10B in assets (n=142-144) · WSFS Financial Corp.
State savings bank · OCC · 94 branches
Q2 2026
$22.6BAssets
$13.5BLoans
$19.3BDeposits
$2.6BEquity
Executive Summary
- Strongest standing: return on assets outperforms 78% of banks over $10B in assets (rank 32 of 144).
- Widest gap: net charge-offs / loans trails 66% of banks over $10B in assets (rank 96 of 142).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.56%
Rank 32 of 144
Net Interest Margin
3.55%
Rank 51 of 144
Efficiency Ratio
56.83%
Rank 80 of 144
Equity / Assets
11.71%
Rank 62 of 144
Non-interest income vs. expense
Unfavorable gap of $300.3M · efficiency ratio beats 45% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 1.00% | 1.26% | 1.54% | Beats 78% | 32 / 144 | |
| Return on Equity | 13.30% | 8.98% | 11.34% | 14.40% | Beats 70% | 43 / 144 | |
| Net Interest Margin | 3.55% | 2.82% | 3.31% | 3.68% | Beats 65% | 51 / 144 | |
| Efficiency Ratio | 56.83% | 49.42% | 56.02% | 62.41% | Beats 45% | 80 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.48% | 0.73% | 1.07% | Beats 63% | 53 / 142 | |
| Net Charge-Offs / Loans | 0.18% | 0.05% | 0.11% | 0.22% | Beats 34% | 96 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 13.77% | 12.07% | 12.98% | 14.92% | Beats 62% | 55 / 144 | |
| Total Risk-Based Capital Ratio | 14.94% | 13.39% | 14.14% | 16.25% | Beats 62% | 55 / 144 | |
| Equity / Assets | 11.71% | 9.69% | 11.39% | 12.96% | Beats 57% | 62 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 69.90% | 75.72% | 84.92% | 91.56% | 16th pctl | 120 / 143 | |
| Loans / Assets | 59.83% | 59.83% | 69.07% | 74.80% | 25th pctl | 108 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |