Bank of Hazelton
Hazelton, ND · Cert 17813 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State charter, non-member · FDIC · 1 branch
Q2 2026
$75.8MAssets
$34.8MLoans
$68.0MDeposits
$7.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: total risk-based capital ratio trails 81% of banks under $1B in assets operating in a single state (rank 602 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.47%
Rank 177 of 746
Net Interest Margin
3.92%
Rank 281 of 746
Efficiency Ratio
48.03%
Rank 81 of 746
Equity / Assets
9.89%
Rank 442 of 746
Non-interest income vs. expense
Unfavorable gap of $1.3M · efficiency ratio beats 89% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.47% | 0.72% | 1.06% | 1.45% | Beats 76% | 177 / 746 | | |
| Return on Equity | 14.90% | 6.74% | 10.51% | 13.63% | Beats 82% | 133 / 746 | | |
| Net Interest Margin | 3.92% | 3.17% | 3.68% | 4.16% | Beats 62% | 281 / 746 | | |
| Efficiency Ratio | 48.03% | 55.74% | 64.58% | 75.47% | Beats 89% | 81 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.09% | 0.42% | 1.07% | Beats 27% | 545 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 11.14% | 11.55% | 13.75% | 17.60% | Beats 21% | 590 / 746 | | |
| Total Risk-Based Capital Ratio | 11.14% | 11.71% | 14.33% | 18.43% | Beats 19% | 602 / 746 | | |
| Equity / Assets | 9.89% | 8.90% | 10.51% | 13.06% | Beats 41% | 442 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 51.21% | 61.31% | 78.27% | 90.78% | 13th pctl | 646 / 746 | | |
| Loans / Assets | 45.93% | 53.60% | 66.97% | 76.08% | 15th pctl | 633 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |