Bank of Hazelton
Hazelton, ND · Cert 17813 · Peer group: banks under $1B in assets operating in a single state (n=748-752)
State charter, non-member · FDIC · 1 branch
Q2 2026
$75.8MAssets
$34.8MLoans
$68.0MDeposits
$7.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 182 of 748).
- Widest gap: total risk-based capital ratio trails 81% of banks under $1B in assets operating in a single state (rank 607 of 752).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.47%
Rank 178 of 752
Net Interest Margin
3.92%
Rank 292 of 752
Efficiency Ratio
48.03%
Rank 85 of 752
Equity / Assets
9.89%
Rank 457 of 752
Non-interest income vs. expense
Unfavorable gap of $1.3M · efficiency ratio beats 89% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.47% | 0.72% | 1.07% | 1.45% | Beats 76% | 178 / 752 | |
| Return on Equity | 14.90% | 6.78% | 10.58% | 13.65% | Beats 82% | 135 / 752 | |
| Net Interest Margin | 3.92% | 3.18% | 3.69% | 4.17% | Beats 61% | 292 / 752 | |
| Efficiency Ratio | 48.03% | 55.75% | 64.49% | 75.47% | Beats 89% | 85 / 752 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.09% | 0.42% | 1.03% | Beats 26% | 554 / 748 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 182 / 748 | |
| Capital |
| Tier 1 Capital Ratio | 11.14% | 11.55% | 13.75% | 17.60% | Beats 21% | 594 / 752 | |
| Total Risk-Based Capital Ratio | 11.14% | 11.70% | 14.33% | 18.47% | Beats 19% | 607 / 752 | |
| Equity / Assets | 9.89% | 8.93% | 10.56% | 13.13% | Beats 39% | 457 / 752 | |
| Liquidity & Funding |
| Loans / Deposits | 51.21% | 62.23% | 78.64% | 91.26% | 13th pctl | 657 / 752 | |
| Loans / Assets | 45.93% | 54.61% | 67.41% | 76.47% | 14th pctl | 643 / 752 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |