Tombigbee
Amory, MS · Charter 17681 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.5MAssets
$2.8MLoans
$4.4MShares
$1.1MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 90% of credit unions under $1B in assets (rank 163 of 1683).
- Widest gap: nonperforming loans / loans trails 72% of credit unions under $1B in assets (rank 1207 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.71%
Rank 163 of 1,683
Net Interest Margin
4.77%
Rank 219 of 1,683
Efficiency Ratio
67.15%
Rank 367 of 1,682
Equity / Assets
19.37%
Rank 251 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.71% | 0.35% | 0.74% | 1.18% | Beats 90% | 163 / 1,683 | | |
| Return on Equity | 8.83% | 2.67% | 5.89% | 8.74% | Beats 75% | 414 / 1,681 | | |
| Net Interest Margin | 4.77% | 3.31% | 3.82% | 4.32% | Beats 87% | 219 / 1,683 | | |
| Efficiency Ratio | 67.15% | 68.91% | 78.20% | 86.93% | Beats 78% | 367 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.16% | 0.26% | 0.65% | 1.29% | Beats 28% | 1,207 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.37% | 10.44% | 12.89% | 16.53% | Beats 85% | 251 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.37% | 10.44% | 12.89% | 16.53% | Beats 85% | 251 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.35% | 52.61% | 69.38% | 83.50% | 38th pctl | 1,042 / 1,683 | | |
| Loans / Assets | 50.18% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,117 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |