Prairie Village, KS · Cert 17671 · Blue Lion Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Kansas City, MO-KS · 2026 SOD (annual) · 0.2% share · #59 of 114 inst. · $0.2B of $99.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.23% | 1.29% | 1.29% | 1.12% | 1.10% | -12 bps | |
| Return on Equity | 11.91% | 12.48% | 12.30% | 10.33% | 10.60% | -131 bps | |
| Net Interest Margin | 4.02% | 4.12% | 4.20% | 4.22% | 4.05% | +3 bps | |
| Efficiency Ratio | 60.96% | 59.09% | 59.25% | 60.46% | 62.20% | +124 bps | |
| Non-Interest Burden | 2.40% | 2.37% | 2.43% | 2.49% | 2.47% | +7 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.65% | 2.84% | -0.49% | 5.88% | 12.45% | +1,410 bps | |
| Loan Growth (YoY) | 3.66% | 0.57% | 6.87% | 5.32% | 4.04% | +38 bps | |
| Deposit Growth (YoY) | -2.59% | 2.41% | -1.50% | 5.70% | 13.12% | +1,570 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.04% | 0.08% | 0.07% | 0.07% | 0.07% | +2 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.85% | 0.91% | 0.92% | 0.97% | 1.03% | +18 bps | |
| Allowance Coverage of NPLs | 19.3x | 12.0x | 13.2x | 14.6x | 15.5x | -3.9x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 10.43% | 10.75% | 11.01% | 11.30% | 10.22% | -21 bps | |
| Total Risk-Based Capital | 10.43% | 10.75% | 11.01% | 11.30% | 10.22% | -21 bps | |
| Equity / Assets | 10.12% | 10.46% | 11.32% | 10.47% | 9.54% | -58 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 84.24% | 81.97% | 91.36% | 84.88% | 77.47% | -676 bps | |
| Liquid Assets / Assets | 14.62% | 17.66% | 9.25% | 15.02% | 21.60% | +698 bps | |
| CRE / Total Capital | n/a | 289% | 287% | 262% | n/a | n/a | |