Prairie Village, KS · Cert 17671 · Blue Lion Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Kansas City, MO-KS area (n=39 to 40). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
23
Asset Quality
86
Profitability
33
Liquidity
83
Efficiency
40
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Prairie Village, KS · Cert 17671 · Blue Lion Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Kansas City, MO-KS · 2026 SOD (annual) · 0.2% share · #59 of 114 inst. · $0.2B of $99.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.36% | 1.29% | 1.25% | 1.23% | 1.29% | 1.29% | 1.12% | 1.10% | -12 bps | |
| Return on Equity | 13.78% | 12.94% | 12.02% | 11.91% | 12.48% | 12.30% | 10.33% | 10.60% | -131 bps | |
| Net Interest Margin | 3.64% | 3.65% | 3.98% | 4.02% | 4.12% | 4.20% | 4.22% | 4.05% | +3 bps | |
| Efficiency Ratio | 54.16% | 57.09% | 60.12% | 60.96% | 59.09% | 59.25% | 60.46% | 62.20% | +124 bps | |
| Non-Interest Burden | 1.90% | 2.02% | 2.33% | 2.40% | 2.37% | 2.43% | 2.49% | 2.47% | +7 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 12.71% | 4.81% | 5.15% | -1.65% | 2.84% | -0.49% | 5.88% | 12.45% | +1,410 bps | |
| Loan Growth (YoY) | 4.02% | -0.74% | 8.90% | 3.66% | 0.57% | 6.87% | 5.32% | 4.04% | +38 bps | |
| Deposit Growth (YoY) | 12.71% | 4.45% | 4.79% | -2.59% | 2.41% | -1.50% | 5.70% | 13.12% | +1,570 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.03% | 0.08% | 0.05% | 0.04% | 0.08% | 0.07% | 0.07% | 0.07% | +2 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.81% | 0.84% | 0.82% | 0.85% | 0.91% | 0.92% | 0.97% | 1.03% | +18 bps | |
| Allowance Coverage of NPLs | 25.9x | 10.5x | 18.1x | 19.3x | 12.0x | 13.2x | 14.6x | 15.5x | -3.9x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.42% | 10.50% | 11.02% | 10.43% | 10.75% | 11.01% | 11.30% | 10.22% | -21 bps | |
| Total Risk-Based Capital | 10.42% | 10.50% | 11.02% | 10.43% | 10.75% | 11.01% | 11.30% | 10.22% | -21 bps | |
| Equity / Assets | 10.06% | 10.41% | 10.36% | 10.12% | 10.46% | 11.32% | 10.47% | 9.54% | -58 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 83.47% | 84.20% | 85.19% | 84.24% | 81.97% | 91.36% | 84.88% | 77.47% | -676 bps | |
| Liquid Assets / Assets | 13.73% | 13.01% | 12.37% | 14.62% | 17.66% | 9.25% | 15.02% | 21.60% | +698 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 289% | 287% | 262% | n/a | n/a | |
Prairie Village, KS · Cert 17671 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40) · Blue Lion Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Return on Assets
1.02%
Rank 30 of 40
Net Interest Margin
4.05%
Rank 20 of 40
Efficiency Ratio
62.20%
Rank 25 of 40
Equity / Assets
9.54%
Rank 26 of 40
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.02% | 1.02% | 1.39% | 1.86% | Beats 25% | 30 / 40 | ||
| Return on Equity | 10.74% | 10.74% | 14.78% | 21.32% | Beats 25% | 30 / 40 | ||
| Net Interest Margin | 4.05% | 3.33% | 4.05% | 4.63% | Beats 50% | 20 / 40 | ||
| Efficiency Ratio | 62.20% | 51.70% | 58.10% | 69.29% | Beats 40% | 25 / 40 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.07% | 0.05% | 0.20% | 1.11% | Beats 72% | 12 / 39 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 100% | 15 / 39 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.22% | 11.32% | 12.27% | 16.94% | Beats 18% | 33 / 40 | ||
| Total Risk-Based Capital Ratio | 10.22% | 11.32% | 13.09% | 17.63% | Beats 15% | 34 / 40 | ||
| Equity / Assets | 9.54% | 8.41% | 10.10% | 12.34% | Beats 35% | 26 / 40 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 77.47% | 73.50% | 85.60% | 94.85% | 38th pctl | 25 / 40 | ||
| Loans / Assets | 69.87% | 62.75% | 69.87% | 79.23% | 50th pctl | 20 / 40 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||