RVR Bank
Fremont, NE · Cert 17639 · Peer group: banks under $1B in assets in NE (n=83) · First State Fremont Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$570.2MAssets
$437.7MLoans
$506.5MDeposits
$59.5MEquity
Executive Summary
- Strongest standing: return on equity outperforms 88% of banks under $1B in assets in NE (rank 10 of 83).
- Widest gap: total risk-based capital ratio trails 89% of banks under $1B in assets in NE (rank 74 of 83).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.56%
Rank 16 of 83
Net Interest Margin
4.21%
Rank 11 of 83
Efficiency Ratio
57.90%
Rank 36 of 83
Equity / Assets
10.44%
Rank 54 of 83
Non-interest income vs. expense
Unfavorable gap of $11.5M · efficiency ratio beats 58% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.93% | 1.20% | 1.51% | Beats 81% | 16 / 83 | |
| Return on Equity | 14.98% | 8.04% | 10.34% | 13.11% | Beats 88% | 10 / 83 | |
| Net Interest Margin | 4.21% | 3.25% | 3.62% | 4.02% | Beats 87% | 11 / 83 | |
| Efficiency Ratio | 57.90% | 51.13% | 59.95% | 67.19% | Beats 58% | 36 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.00% | 0.19% | 0.96% | Beats 55% | 38 / 83 | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.00% | 0.02% | Beats 36% | 54 / 83 | |
| Capital |
| Tier 1 Capital Ratio | 9.77% | 10.94% | 13.24% | 16.62% | Beats 11% | 74 / 83 | |
| Total Risk-Based Capital Ratio | 9.77% | 11.04% | 13.54% | 17.63% | Beats 11% | 74 / 83 | |
| Equity / Assets | 10.44% | 9.90% | 11.31% | 13.84% | Beats 35% | 54 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 86.43% | 71.97% | 83.15% | 92.22% | 60th pctl | 33 / 83 | |
| Loans / Assets | 76.78% | 57.96% | 69.15% | 77.64% | 72nd pctl | 23 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |