Blue Mound, KS · Cert 17629 · Kansas Investors Bancshares
State charter, non-member · FDIC · 3 branches
Q2 2026
Market Position · Kansas City, MO-KS · 2026 SOD (annual) · 0.0% share · #100 of 114 inst. · $0.0B of $99.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.25% | 0.30% | 0.18% | 1.04% | 1.05% | -20 bps | |
| Return on Equity | 8.31% | 2.19% | 1.34% | 8.21% | 8.28% | -3 bps | |
| Net Interest Margin | 4.47% | 4.65% | 1.20% | 4.76% | 4.65% | +17 bps | |
| Efficiency Ratio | 66.79% | 73.53% | 75.76% | 67.12% | 66.42% | -37 bps | |
| Non-Interest Burden | 2.85% | 3.32% | 0.91% | 3.14% | 3.04% | +20 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.53% | -7.67% | -8.58% | -8.63% | 7.14% | +866 bps | |
| Loan Growth (YoY) | 4.14% | 2.57% | 22.82% | 14.54% | 35.73% | +3,159 bps | |
| Deposit Growth (YoY) | -3.31% | -0.74% | -6.47% | -6.52% | 6.36% | +967 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.92% | 0.05% | 0.10% | 0.20% | 0.20% | -72 bps | |
| Net Charge-Offs / Loans | -0.07% | -0.07% | 0.00% | -0.01% | 0.00% | +6 bps | |
| Allowance / Loans | 1.12% | 1.29% | 0.75% | 0.84% | 0.76% | -36 bps | |
| Allowance Coverage of NPLs | 1.2x | 24.9x | 7.9x | 4.3x | 3.8x | +2.6x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 16.44% | 8.65% | 10.76% | 11.23% | 11.61% | -483 bps | |
| Total Risk-Based Capital | 16.44% | 8.65% | 10.76% | 11.23% | 11.61% | -483 bps | |
| Equity / Assets | 15.97% | 8.81% | 12.58% | 12.87% | 12.58% | -339 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 79.77% | 77.21% | 91.41% | 88.66% | 101.79% | +2,203 bps | |
| Liquid Assets / Assets | 0.93% | 0.00% | 0.00% | 0.00% | 0.00% | -93 bps | |
| CRE / Total Capital | n/a | 61.62% | 119.25% | 117.97% | n/a | n/a | |