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Farmers State Bank of Blue Mound, The

Blue Mound, KS · Cert 17629 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40) · Kansas Investors Bancshares

State charter, non-member · FDIC · 3 branches

Q2 2026

$57.6MAssets
$48.8MLoans
$47.9MDeposits
$7.2MEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Kansas City, MO-KS area (rank 15 of 39).
  • Widest gap: return on equity trails 77% of banks under $1B in assets in the Kansas City, MO-KS area (rank 31 of 40).
  • Overall: at or above the peer median on 3 of 9 directional measures.

Return on Assets

0.99%

Rank 31 of 40

Net Interest Margin

4.65%

Rank 8 of 40

Efficiency Ratio

69.29%

Rank 31 of 40

Equity / Assets

12.58%

Rank 9 of 40

Non-interest income vs. expense

$0.2M$1.9MINCOMEEXPENSE
Unfavorable gap of $1.7M · efficiency ratio beats 25% of banks under $1B in assets in the Kansas City, MO-KS area
Bank 69.29%Peer median 58.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets0.99%1.02%1.39%1.86%Beats 23%31 / 40
Return on Equity7.86%10.74%14.78%21.32%Beats 23%31 / 40
Net Interest Margin4.65%3.33%4.05%4.63%Beats 80%8 / 40
Efficiency Ratio69.29%51.70%58.10%69.29%Beats 25%31 / 40
Asset Quality
Nonperforming Loans / Loans0.20%0.05%0.20%1.11%Beats 49%21 / 39
Net Charge-Offs / Loans0.00%n/a0.00%0.05%Beats 100%15 / 39
Capital
Tier 1 Capital Ratio11.61%11.32%12.27%16.94%Beats 28%29 / 40
Total Risk-Based Capital Ratio11.61%11.32%13.09%17.63%Beats 28%29 / 40
Equity / Assets12.58%8.41%10.10%12.34%Beats 78%9 / 40
Liquidity & Funding
Loans / Deposits101.79%73.50%85.60%94.85%85th pctl6 / 40
Loans / Assets84.63%62.75%69.87%79.23%90th pctl4 / 40
Brokered Deposits / Depositsn/aNot reported for this institution