Honda
Torrance, CA · Charter 17623 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 13 branches
Q2 2026
$1.2BAssets
$931.5MLoans
$1.0BShares
$111.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of credit unions $1B-$10B in assets (rank 61 of 435).
- Widest gap: efficiency ratio trails 97% of credit unions $1B-$10B in assets (rank 422 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.42%
Rank 362 of 435
Net Interest Margin
3.41%
Rank 210 of 435
Efficiency Ratio
88.97%
Rank 422 of 435
Equity / Assets
9.29%
Rank 369 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.42% | 0.55% | 0.81% | 1.14% | Beats 17% | 362 / 435 | |
| Return on Equity | 4.53% | 5.12% | 7.41% | 9.70% | Beats 20% | 347 / 435 | |
| Net Interest Margin | 3.41% | 3.01% | 3.39% | 3.75% | Beats 52% | 210 / 435 | |
| Efficiency Ratio | 88.97% | 65.25% | 71.39% | 77.86% | Beats 3% | 422 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.45% | 0.69% | 1.05% | Beats 86% | 61 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.29% | 9.81% | 10.84% | 12.63% | Beats 15% | 369 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.29% | 9.81% | 10.84% | 12.63% | Beats 15% | 369 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 89.98% | 78.33% | 88.38% | 95.61% | 56th pctl | 192 / 435 | |
| Loans / Assets | 77.80% | 67.69% | 74.58% | 80.80% | 61st pctl | 171 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |