Basile State Bank
Basile, LA · Cert 17621 · Peer group: banks under $1B in assets (n=581-629) · Basile Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$87.4MAssets
$71.2MLoans
$78.0MDeposits
$8.8MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 98% of banks under $1B in assets (rank 13 of 629).
- Widest gap: total risk-based capital ratio trails 89% of banks under $1B in assets (rank 559 of 629).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.34%
Rank 192 of 629
Net Interest Margin
5.32%
Rank 13 of 629
Efficiency Ratio
68.41%
Rank 324 of 629
Equity / Assets
10.12%
Rank 371 of 629
Non-interest income vs. expense
Unfavorable gap of $3.0M · efficiency ratio beats 49% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.60% | 1.01% | 1.45% | Beats 69% | 192 / 629 | n/a | |
| Return on Equity | 13.20% | 5.38% | 9.30% | 13.28% | Beats 74% | 162 / 629 | n/a | |
| Net Interest Margin | 5.32% | 3.03% | 3.54% | 4.05% | Beats 98% | 13 / 629 | n/a | |
| Efficiency Ratio | 68.41% | 58.35% | 67.79% | 79.08% | Beats 49% | 324 / 629 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.20% | 0.09% | 0.46% | 1.20% | Beats 12% | 514 / 581 | n/a | |
| Net Charge-Offs / Loans | 0.13% | n/a | 0.01% | 0.06% | Beats 13% | 505 / 581 | n/a | |
| Capital |
| Tier 1 Capital Ratio | 10.09% | 11.24% | 13.84% | 18.77% | Beats 12% | 553 / 629 | n/a | |
| Total Risk-Based Capital Ratio | 10.09% | 11.58% | 14.43% | 19.66% | Beats 11% | 559 / 629 | n/a | |
| Equity / Assets | 10.12% | 9.09% | 10.65% | 13.80% | Beats 41% | 371 / 629 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 91.29% | 67.24% | 80.90% | 93.48% | 71st pctl | 171 / 594 | n/a | |
| Loans / Assets | 81.45% | 53.31% | 67.71% | 78.15% | 85th pctl | 94 / 629 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |