Farmers Bank & Trust
Great Bend, KS · Cert 17614 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Farmers Enterprises Inc.
State charter, non-member · FDIC · 9 branches
Q2 2026
$1.1BAssets
$503.9MLoans
$699.1MDeposits
$242.5MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 98% of banks $1B-$10B in assets operating in a single state (rank 4 of 258).
- Widest gap: return on equity trails 77% of banks $1B-$10B in assets operating in a single state (rank 199 of 258).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
2.06%
Rank 16 of 258
Net Interest Margin
3.63%
Rank 102 of 258
Efficiency Ratio
45.20%
Rank 26 of 257
Equity / Assets
23.01%
Rank 4 of 258
Non-interest income vs. expense
Unfavorable gap of $10.2M · efficiency ratio beats 90% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.06% | 0.93% | 1.23% | 1.54% | Beats 94% | 16 / 258 | | |
| Return on Equity | 8.96% | 9.26% | 11.84% | 14.74% | Beats 23% | 199 / 258 | | |
| Net Interest Margin | 3.63% | 3.16% | 3.49% | 3.88% | Beats 60% | 102 / 258 | | |
| Efficiency Ratio | 45.20% | 51.71% | 60.30% | 69.65% | Beats 90% | 26 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.19% | 0.46% | 0.90% | Beats 76% | 62 / 258 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.02% | 0.07% | Beats 80% | 53 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 24.28% | 11.41% | 12.98% | 15.12% | Beats 95% | 13 / 258 | | |
| Total Risk-Based Capital Ratio | 24.86% | 12.10% | 13.91% | 16.08% | Beats 95% | 13 / 258 | | |
| Equity / Assets | 23.01% | 9.09% | 10.24% | 11.72% | Beats 98% | 4 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.08% | 73.24% | 86.34% | 95.95% | 21st pctl | 203 / 258 | | |
| Loans / Assets | 47.81% | 63.01% | 72.27% | 78.40% | 5th pctl | 244 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |