Inspire Newtown, PA · Charter 1759 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 5 branches
Q2 2026
$392.1M Assets
$289.1M Loans
$277.8M Shares
$41.3M Net Worth
Executive Summary Strongest standing: return on assets outperforms 55% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 23 of 51). Widest gap: equity / assets trails 73% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 37 of 51). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.54%
Rank 23 of 51
Net Interest Margin
3.15%
Rank 33 of 51
Efficiency Ratio
81.80%
Rank 25 of 50
Equity / Assets
10.52%
Rank 37 of 51
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.54% -0.05% 0.48% 0.90% Beats 55% 23 / 51 Return on Equity 5.11% -0.58% 4.00% 6.90% Beats 55% 23 / 51 Net Interest Margin 3.15% 2.96% 3.44% 3.98% Beats 35% 33 / 51 Efficiency Ratio 81.80% 73.91% 81.87% 94.16% Beats 52% 25 / 50 Asset Quality Nonperforming Loans / Loans 0.93% 0.19% 0.96% 1.83% Beats 52% 25 / 50 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 10.52% 10.44% 12.55% 18.48% Beats 27% 37 / 51 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 10.52% 10.44% 12.55% 18.48% Beats 27% 37 / 51 Liquidity & Funding Loans / Deposits 104.08% 28.84% 50.95% 65.41% 98th pctl 1 / 51 Loans / Assets 73.73% 20.51% 39.58% 57.94% 90th pctl 5 / 51 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (50 to 51 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11