Bank of Dade
Trenton, GA · Cert 17543 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Tri-States Bankshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$162.3MAssets
$98.2MLoans
$151.3MDeposits
$10.4MEquity
Executive Summary
- Strongest standing: return on equity outperforms 99% of banks under $1B in assets operating in a single state (rank 5 of 746).
- Widest gap: equity / assets trails 97% of banks under $1B in assets operating in a single state (rank 721 of 746).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.12%
Rank 29 of 746
Net Interest Margin
4.69%
Rank 61 of 746
Efficiency Ratio
48.21%
Rank 84 of 746
Equity / Assets
6.42%
Rank 721 of 746
Non-interest income vs. expense
Unfavorable gap of $3.4M · efficiency ratio beats 89% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.12% | 0.72% | 1.06% | 1.45% | Beats 96% | 29 / 746 | | |
| Return on Equity | 33.05% | 6.74% | 10.51% | 13.63% | Beats 99% | 5 / 746 | | |
| Net Interest Margin | 4.69% | 3.17% | 3.68% | 4.16% | Beats 92% | 61 / 746 | | |
| Efficiency Ratio | 48.21% | 55.74% | 64.58% | 75.47% | Beats 89% | 84 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.25% | 0.09% | 0.42% | 1.07% | Beats 62% | 280 / 743 | | |
| Net Charge-Offs / Loans | 0.08% | 0.00% | 0.01% | 0.05% | Beats 18% | 610 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 16.35% | 11.55% | 13.75% | 17.60% | Beats 69% | 229 / 746 | | |
| Total Risk-Based Capital Ratio | 17.61% | 11.71% | 14.33% | 18.43% | Beats 72% | 212 / 746 | | |
| Equity / Assets | 6.42% | 8.90% | 10.51% | 13.06% | Beats 3% | 721 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 64.89% | 61.31% | 78.27% | 90.78% | 30th pctl | 524 / 746 | | |
| Loans / Assets | 60.48% | 53.60% | 66.97% | 76.08% | 36th pctl | 478 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |