Bank of Dade
Trenton, GA · Cert 17543 · Peer group: banks under $1B in assets operating in a single state (n=748-752) · Tri-States Bankshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$162.3MAssets
$98.2MLoans
$151.3MDeposits
$10.4MEquity
Executive Summary
- Strongest standing: return on equity outperforms 99% of banks under $1B in assets operating in a single state (rank 6 of 752).
- Widest gap: equity / assets trails 97% of banks under $1B in assets operating in a single state (rank 728 of 752).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.12%
Rank 33 of 752
Net Interest Margin
4.69%
Rank 65 of 752
Efficiency Ratio
48.21%
Rank 88 of 752
Equity / Assets
6.42%
Rank 728 of 752
Non-interest income vs. expense
Unfavorable gap of $3.4M · efficiency ratio beats 88% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.12% | 0.72% | 1.07% | 1.45% | Beats 96% | 33 / 752 | |
| Return on Equity | 33.05% | 6.78% | 10.58% | 13.65% | Beats 99% | 6 / 752 | |
| Net Interest Margin | 4.69% | 3.18% | 3.69% | 4.17% | Beats 91% | 65 / 752 | |
| Efficiency Ratio | 48.21% | 55.75% | 64.49% | 75.47% | Beats 88% | 88 / 752 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.25% | 0.09% | 0.42% | 1.03% | Beats 62% | 287 / 748 | |
| Net Charge-Offs / Loans | 0.08% | 0.00% | 0.01% | 0.05% | Beats 19% | 608 / 748 | |
| Capital |
| Tier 1 Capital Ratio | 16.35% | 11.55% | 13.75% | 17.60% | Beats 69% | 230 / 752 | |
| Total Risk-Based Capital Ratio | 17.61% | 11.70% | 14.33% | 18.47% | Beats 72% | 213 / 752 | |
| Equity / Assets | 6.42% | 8.93% | 10.56% | 13.13% | Beats 3% | 728 / 752 | |
| Liquidity & Funding |
| Loans / Deposits | 64.89% | 62.23% | 78.64% | 91.26% | 29th pctl | 537 / 752 | |
| Loans / Assets | 60.48% | 54.61% | 67.41% | 76.47% | 35th pctl | 491 / 752 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |