Keybank National Association
Cleveland, OH · Cert 17534 · Peer group: banks over $10B in assets (n=142-144) · Keycorp
National charter · OCC · 951 branches
Q2 2026
$188.6BAssets
$111.8BLoans
$158.5BDeposits
$18.7BEquity
Executive Summary
- Strongest standing: return on equity outperforms 65% of banks over $10B in assets (rank 50 of 144).
- Widest gap: net interest margin trails 78% of banks over $10B in assets (rank 112 of 144).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.26%
Rank 72 of 144
Net Interest Margin
2.78%
Rank 112 of 144
Efficiency Ratio
54.90%
Rank 65 of 144
Equity / Assets
9.93%
Rank 98 of 144
Non-interest income vs. expense
Unfavorable gap of $1.9B · efficiency ratio beats 56% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.26% | 1.00% | 1.26% | 1.54% | Beats 50% | 72 / 144 | | |
| Return on Equity | 12.64% | 8.98% | 11.34% | 14.40% | Beats 65% | 50 / 144 | | |
| Net Interest Margin | 2.78% | 2.82% | 3.31% | 3.68% | Beats 22% | 112 / 144 | | |
| Efficiency Ratio | 54.90% | 49.42% | 56.02% | 62.41% | Beats 56% | 65 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.48% | 0.73% | 1.07% | Beats 40% | 86 / 142 | | |
| Net Charge-Offs / Loans | 0.22% | 0.05% | 0.11% | 0.22% | Beats 25% | 107 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 12.27% | 12.07% | 12.98% | 14.92% | Beats 33% | 97 / 144 | | |
| Total Risk-Based Capital Ratio | 14.05% | 13.39% | 14.14% | 16.25% | Beats 48% | 75 / 144 | | |
| Equity / Assets | 9.93% | 9.69% | 11.39% | 12.96% | Beats 32% | 98 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.55% | 75.72% | 84.92% | 91.56% | 17th pctl | 118 / 143 | | |
| Loans / Assets | 59.30% | 59.83% | 69.07% | 74.80% | 24th pctl | 110 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |