Firstier Bank
Kimball, NE · Cert 17478 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Firstier Bcorp
State charter, non-member · FDIC · 12 branches
Q2 2026
$1.0BAssets
$816.9MLoans
$883.2MDeposits
$122.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 87% of banks $1B-$10B in assets operating regionally (rank 25 of 176).
- Widest gap: nonperforming loans / loans trails 99% of banks $1B-$10B in assets operating regionally (rank 176 of 176).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.63%
Rank 159 of 176
Net Interest Margin
3.31%
Rank 128 of 176
Efficiency Ratio
81.84%
Rank 168 of 176
Equity / Assets
11.72%
Rank 46 of 176
Non-interest income vs. expense
Unfavorable gap of $28.9M · efficiency ratio beats 5% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.63% | 0.93% | 1.26% | 1.54% | Beats 10% | 159 / 176 | |
| Return on Equity | 5.38% | 9.26% | 11.89% | 14.46% | Beats 7% | 164 / 176 | |
| Net Interest Margin | 3.31% | 3.25% | 3.59% | 3.93% | Beats 27% | 128 / 176 | |
| Efficiency Ratio | 81.84% | 52.79% | 59.55% | 67.66% | Beats 5% | 168 / 176 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.51% | 0.30% | 0.64% | 1.32% | Beats 1% | 176 / 176 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.04% | 0.10% | Beats 87% | 25 / 176 | |
| Capital |
| Tier 1 Capital Ratio | 13.34% | 11.15% | 12.72% | 14.15% | Beats 63% | 66 / 176 | |
| Total Risk-Based Capital Ratio | 14.60% | 11.81% | 13.63% | 15.33% | Beats 66% | 60 / 176 | |
| Equity / Assets | 11.72% | 9.16% | 10.35% | 11.80% | Beats 74% | 46 / 176 | |
| Liquidity & Funding |
| Loans / Deposits | 92.50% | 80.94% | 89.73% | 97.21% | 60th pctl | 70 / 176 | |
| Loans / Assets | 77.93% | 69.25% | 75.12% | 80.82% | 63rd pctl | 66 / 176 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |