Maverick Bank
Fort Davis, TX · Cert 17446 · Peer group: banks under $1B in assets in TX (n=208-211) · Maverick Bancshares Inc.
State charter, non-member · FDIC · 9 branches
Q2 2026
$809.1MAssets
$454.6MLoans
$710.5MDeposits
$94.0MEquity
Executive Summary
- Strongest standing: return on assets outperforms 93% of banks under $1B in assets in TX (rank 14 of 211).
- Widest gap: total risk-based capital ratio trails 100% of banks under $1B in assets in TX (rank 210 of 211).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.06%
Rank 14 of 211
Net Interest Margin
4.57%
Rank 35 of 211
Efficiency Ratio
44.85%
Rank 27 of 211
Equity / Assets
11.62%
Rank 94 of 211
Non-interest income vs. expense
Unfavorable gap of $13.7M · efficiency ratio beats 88% of banks under $1B in assets in TX | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.06% | 0.87% | 1.20% | 1.65% | Beats 93% | 14 / 211 | |
| Return on Equity | 17.73% | 7.52% | 11.67% | 14.58% | Beats 88% | 25 / 211 | |
| Net Interest Margin | 4.57% | 3.28% | 3.82% | 4.31% | Beats 83% | 35 / 211 | |
| Efficiency Ratio | 44.85% | 53.01% | 64.18% | 73.65% | Beats 88% | 27 / 211 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.01% | 0.30% | 1.10% | Beats 76% | 50 / 208 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.06% | Beats 62% | 82 / 208 | |
| Capital |
| Tier 1 Capital Ratio | 8.81% | 11.72% | 14.45% | 19.57% | Beats 0% | 210 / 211 | |
| Total Risk-Based Capital Ratio | 8.81% | 11.94% | 14.78% | 20.30% | Beats 0% | 210 / 211 | |
| Equity / Assets | 11.62% | 9.41% | 11.06% | 12.94% | Beats 55% | 94 / 211 | |
| Liquidity & Funding |
| Loans / Deposits | 63.98% | 45.39% | 66.56% | 82.03% | 46th pctl | 113 / 208 | |
| Loans / Assets | 56.19% | 39.13% | 56.90% | 70.46% | 48th pctl | 109 / 211 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |