Burns Harbor, IN · Charter 17389
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.06% | 0.28% | 0.61% | 0.13% | 0.31% | +37 bps | |
| Return on Equity | -0.43% | 2.02% | 4.29% | 0.94% | 2.17% | +260 bps | |
| Net Interest Margin | 4.07% | 4.18% | 4.27% | 4.06% | 4.18% | +11 bps | |
| Efficiency Ratio | 87.95% | 81.66% | 74.98% | 80.22% | 75.98% | -1,197 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.64% | -1.87% | -0.69% | -1.95% | -0.39% | +126 bps | |
| Loan Growth (YoY) | -15.19% | -5.04% | -4.33% | -5.09% | -6.38% | +881 bps | |
| Share Growth (YoY) | -2.56% | -2.88% | -3.38% | -3.73% | -2.04% | +52 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.87% | 2.02% | 2.16% | 1.85% | 1.63% | -24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.42% | 13.64% | 14.16% | 13.89% | 14.22% | +80 bps | |
| Net Worth / Assets | 13.42% | 13.64% | 14.16% | 13.89% | 14.22% | +80 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 55.67% | 60.65% | 59.14% | 55.00% | 53.21% | -247 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |