Mulvane, KS · Cert 17369 · Mulvane Bankshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
Market Position · Wichita, KS · 2026 SOD (annual) · 0.9% share · #21 of 46 inst. · $0.2B of $23.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.03% | 1.06% | 1.09% | 1.15% | 1.14% | 1.17% | 1.24% | 1.33% | +18 bps | |
| Return on Equity | 14.88% | 15.17% | 14.97% | 15.79% | 15.36% | 15.49% | 15.49% | 16.72% | +93 bps | |
| Net Interest Margin | 3.28% | 3.33% | 3.58% | 3.62% | 3.67% | 3.72% | 3.92% | 3.93% | +31 bps | |
| Efficiency Ratio | 71.27% | 69.96% | 72.03% | 68.43% | 67.61% | 66.60% | 67.04% | 65.86% | -257 bps | |
| Non-Interest Burden | 1.97% | 1.97% | 2.28% | 2.12% | 2.13% | 2.13% | 2.25% | 2.21% | +9 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.31% | 0.96% | 7.31% | 9.66% | 8.29% | 8.39% | 6.76% | 5.04% | -463 bps | |
| Loan Growth (YoY) | 4.59% | 3.02% | -0.27% | 5.55% | 9.11% | 7.52% | 12.33% | 5.28% | -27 bps | |
| Deposit Growth (YoY) | 5.30% | 10.96% | 11.85% | 12.00% | 10.42% | 5.26% | 3.90% | 7.70% | -430 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.20% | 0.00% | 0.02% | 0.02% | +2 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.28% | 1.25% | 1.28% | 1.20% | 1.17% | 1.16% | 1.14% | 1.14% | -6 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | 6.0x | n/a | 55.3x | 55.3x | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 7.79% | 7.77% | 7.68% | 7.83% | 7.85% | 8.05% | 8.09% | 8.28% | +45 bps | |
| Total Risk-Based Capital | 12.44% | 12.48% | 12.47% | 12.32% | 12.35% | 12.63% | 12.48% | 12.79% | +47 bps | |
| Equity / Assets | 7.36% | 7.27% | 7.27% | 7.31% | 7.78% | 8.11% | 7.88% | 7.91% | +61 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 76.88% | 73.75% | 67.88% | 71.40% | 75.97% | 75.34% | 73.38% | 69.79% | -161 bps | |
| Liquid Assets / Assets | 9.45% | 8.87% | 14.05% | 13.34% | 9.40% | 9.17% | 10.85% | 12.91% | -43 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 386% | 356% | 367% | n/a | n/a | |