Illinois State Police
Springfield, IL · Charter 17335 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$126.9MAssets
$26.0MLoans
$113.4MShares
$13.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of credit unions under $1B in assets in IL (rank 8 of 50).
- Widest gap: net interest margin trails 92% of credit unions under $1B in assets in IL (rank 46 of 50).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.73%
Rank 33 of 50
Net Interest Margin
2.83%
Rank 46 of 50
Efficiency Ratio
76.93%
Rank 27 of 50
Equity / Assets
10.35%
Rank 41 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 0.49% | 0.97% | 1.35% | Beats 34% | 33 / 50 | |
| Return on Equity | 7.07% | 3.76% | 7.55% | 10.28% | Beats 48% | 26 / 50 | |
| Net Interest Margin | 2.83% | 3.15% | 3.72% | 4.20% | Beats 8% | 46 / 50 | |
| Efficiency Ratio | 76.93% | 67.18% | 75.90% | 80.66% | Beats 48% | 27 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.14% | 0.47% | 0.87% | Beats 86% | 8 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.35% | 10.68% | 13.50% | 16.38% | Beats 18% | 41 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.35% | 10.68% | 13.50% | 16.38% | Beats 18% | 41 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 22.91% | 55.23% | 70.87% | 80.60% | 2nd pctl | 49 / 50 | |
| Loans / Assets | 20.47% | 43.53% | 60.64% | 68.47% | 2nd pctl | 49 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |