Lokahi
Honolulu, HI · Charter 1733 · Peer group: credit unions under $1B in assets in the Urban Honolulu, HI area (n=17)
NCUA · 8 branches
Q2 2026
$701.9MAssets
$382.6MLoans
$624.0MShares
$66.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 6 of 17).
- Widest gap: equity / assets trails 94% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 16 of 17).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.29%
Rank 15 of 17
Net Interest Margin
2.65%
Rank 14 of 17
Efficiency Ratio
88.06%
Rank 15 of 17
Equity / Assets
9.49%
Rank 16 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.29% | 0.54% | 0.99% | 1.17% | Beats 12% | 15 / 17 | |
| Return on Equity | 3.05% | 3.19% | 5.62% | 8.25% | Beats 18% | 14 / 17 | |
| Net Interest Margin | 2.65% | 2.71% | 3.12% | 3.56% | Beats 18% | 14 / 17 | |
| Efficiency Ratio | 88.06% | 64.13% | 74.39% | 81.42% | Beats 18% | 15 / 17 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.30% | 0.66% | 1.43% | Beats 71% | 6 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.49% | 11.08% | 13.24% | 17.17% | Beats 6% | 16 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.49% | 11.08% | 13.24% | 17.17% | Beats 6% | 16 / 17 | |
| Liquidity & Funding |
| Loans / Deposits | 61.31% | 38.54% | 55.56% | 70.42% | 59th pctl | 7 / 17 | |
| Loans / Assets | 54.51% | 29.18% | 48.61% | 61.05% | 59th pctl | 7 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |