City National Bank
Los Angeles, CA · Cert 17281 · Peer group: banks over $10B in assets (n=142-144) · Royal Bank of Canada
National charter · OCC · 1 affiliate bank · 66 branches (67 in holding)
Q2 2026
$99.1BAssets
$69.1BLoans
$81.5BDeposits
$11.3BEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 83% of banks over $10B in assets (rank 25 of 142).
- Widest gap: efficiency ratio trails 83% of banks over $10B in assets (rank 120 of 144).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.97%
Rank 115 of 144
Net Interest Margin
3.06%
Rank 93 of 144
Efficiency Ratio
65.94%
Rank 120 of 144
Equity / Assets
11.38%
Rank 74 of 144
Non-interest income vs. expense
Unfavorable gap of $1.7B · efficiency ratio beats 17% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 1.00% | 1.26% | 1.54% | Beats 20% | 115 / 144 | | |
| Return on Equity | 8.51% | 8.98% | 11.34% | 14.40% | Beats 20% | 115 / 144 | | |
| Net Interest Margin | 3.06% | 2.82% | 3.31% | 3.68% | Beats 35% | 93 / 144 | | |
| Efficiency Ratio | 65.94% | 49.42% | 56.02% | 62.41% | Beats 17% | 120 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.92% | 0.48% | 0.73% | 1.07% | Beats 32% | 98 / 142 | | |
| Net Charge-Offs / Loans | 0.03% | 0.05% | 0.11% | 0.22% | Beats 83% | 25 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 14.57% | 12.07% | 12.98% | 14.92% | Beats 69% | 44 / 144 | | |
| Total Risk-Based Capital Ratio | 16.25% | 13.39% | 14.14% | 16.25% | Beats 75% | 36 / 144 | | |
| Equity / Assets | 11.38% | 9.69% | 11.39% | 12.96% | Beats 49% | 74 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.83% | 75.72% | 84.92% | 91.56% | 49th pctl | 73 / 143 | | |
| Loans / Assets | 69.77% | 59.83% | 69.07% | 74.80% | 53rd pctl | 68 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |