Co-ne
Julesburg, CO · Charter 17250 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$4.2MAssets
$2.5MLoans
$3.9MShares
$370KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: efficiency ratio trails 93% of credit unions under $1B in assets (rank 1571 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.14%
Rank 1,523 of 1,683
Net Interest Margin
4.72%
Rank 243 of 1,683
Efficiency Ratio
101.65%
Rank 1,571 of 1,682
Equity / Assets
8.73%
Rank 1,539 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.14% | 0.35% | 0.74% | 1.18% | Beats 10% | 1,523 / 1,683 | | |
| Return on Equity | -1.62% | 2.67% | 5.89% | 8.74% | Beats 9% | 1,538 / 1,681 | | |
| Net Interest Margin | 4.72% | 3.31% | 3.82% | 4.32% | Beats 86% | 243 / 1,683 | | |
| Efficiency Ratio | 101.65% | 68.91% | 78.20% | 86.93% | Beats 7% | 1,571 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.73% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,539 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.73% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,539 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.95% | 52.61% | 69.38% | 83.50% | 43rd pctl | 952 / 1,683 | | |
| Loans / Assets | 60.03% | 44.71% | 59.18% | 70.72% | 52nd pctl | 811 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |