Henderson, NE · Cert 17229 · Henderson State Co.
State charter, non-member · FDIC · 12 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.0% share · #73 of 77 inst. · $0.0B of $42.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.70% | 1.80% | 1.57% | 1.58% | 1.60% | -11 bps | |
| Return on Equity | 17.59% | 18.92% | 15.95% | 15.27% | 15.57% | -202 bps | |
| Net Interest Margin | 3.88% | 3.92% | 3.83% | 3.75% | 3.86% | -2 bps | |
| Efficiency Ratio | 45.27% | 43.05% | 45.67% | 44.30% | 44.34% | -93 bps | |
| Non-Interest Burden | 1.65% | 1.55% | 1.65% | 1.53% | 1.61% | -4 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 50.49% | 56.71% | 33.09% | 26.39% | 23.64% | -2,684 bps | |
| Loan Growth (YoY) | 57.47% | 66.56% | 35.40% | 27.59% | 25.29% | -3,219 bps | |
| Deposit Growth (YoY) | 61.17% | 49.53% | 25.12% | 14.36% | 18.06% | -4,311 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.55% | 0.30% | 0.20% | 0.16% | 0.27% | -28 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.39% | -0.01% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.76% | 0.65% | 0.69% | 0.73% | 0.75% | -2 bps | |
| Allowance Coverage of NPLs | 1.4x | 2.1x | 3.5x | 4.7x | 2.7x | +1.3x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 10.59% | 9.95% | 10.55% | 10.57% | 10.41% | -18 bps | |
| Total Risk-Based Capital | 10.59% | 9.95% | 10.55% | 10.57% | 10.41% | -18 bps | |
| Equity / Assets | 9.69% | 9.37% | 10.24% | 10.49% | 10.02% | +33 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 103.83% | 110.93% | 105.93% | 108.36% | 110.19% | +636 bps | |
| Liquid Assets / Assets | 0.01% | 0.00% | 1.39% | 0.00% | 0.00% | -1 bps | |
| CRE / Total Capital | n/a | 136.55% | 123.29% | 125.50% | n/a | n/a | |