Oklahoma City, OK · Charter 17218
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.35% | 0.59% | 0.14% | -0.28% | -0.12% | -47 bps | |
| Return on Equity | 3.05% | 4.99% | 1.14% | -2.52% | -1.05% | -410 bps | |
| Net Interest Margin | 4.19% | 4.59% | 4.44% | 3.77% | 3.87% | -32 bps | |
| Efficiency Ratio | 91.93% | 89.04% | 96.82% | 106.01% | 102.44% | +1,050 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.16% | 1.29% | -3.42% | -1.18% | 0.04% | +220 bps | |
| Loan Growth (YoY) | -14.79% | -11.41% | -9.38% | -13.11% | -18.69% | -390 bps | |
| Share Growth (YoY) | -2.83% | 1.62% | -2.45% | 0.59% | 1.81% | +464 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.61% | 11.77% | 11.95% | 11.33% | 11.50% | -11 bps | |
| Net Worth / Assets | 11.61% | 11.77% | 11.95% | 11.33% | 11.50% | -11 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 34.69% | 34.58% | 33.63% | 29.22% | 27.71% | -699 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |