Bank of Camilla
Camilla, GA · Cert 17190 · Peer group: banks under $1B in assets in GA (n=58-59) · Camilla Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$188.1MAssets
$128.5MLoans
$147.6MDeposits
$39.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in GA (rank 10 of 58).
- Widest gap: net interest margin trails 80% of banks under $1B in assets in GA (rank 47 of 59).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.58%
Rank 21 of 59
Net Interest Margin
3.46%
Rank 47 of 59
Efficiency Ratio
55.74%
Rank 19 of 59
Equity / Assets
21.08%
Rank 4 of 59
Non-interest income vs. expense
Unfavorable gap of $3.1M · efficiency ratio beats 69% of banks under $1B in assets in GA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.58% | 0.94% | 1.46% | 1.76% | Beats 64% | 21 / 59 | | |
| Return on Equity | 7.49% | 7.92% | 11.60% | 15.10% | Beats 20% | 47 / 59 | | |
| Net Interest Margin | 3.46% | 3.66% | 4.24% | 4.75% | Beats 20% | 47 / 59 | | |
| Efficiency Ratio | 55.74% | 51.87% | 60.25% | 70.24% | Beats 69% | 19 / 59 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.10% | 0.36% | 0.89% | Beats 48% | 31 / 58 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.05% | Beats 100% | 10 / 58 | | |
| Capital |
| Tier 1 Capital Ratio | 20.79% | 11.93% | 15.65% | 21.05% | Beats 71% | 17 / 59 | | |
| Total Risk-Based Capital Ratio | 20.79% | 12.05% | 15.77% | 22.26% | Beats 69% | 18 / 59 | | |
| Equity / Assets | 21.08% | 9.10% | 11.51% | 14.32% | Beats 93% | 4 / 59 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.03% | 59.62% | 72.81% | 85.44% | 79th pctl | 12 / 58 | | |
| Loans / Assets | 68.29% | 49.55% | 64.39% | 73.73% | 63rd pctl | 22 / 59 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |