Hawaii Community
Kailua Kona, HI · Charter 1719 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
$808.3MAssets
$412.2MLoans
$737.8MShares
$78.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 46% of credit unions under $1B in assets (rank 916 of 1681).
- Widest gap: net interest margin trails 88% of credit unions under $1B in assets (rank 1480 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.52%
Rank 1,113 of 1,683
Net Interest Margin
2.95%
Rank 1,480 of 1,683
Efficiency Ratio
81.18%
Rank 991 of 1,682
Equity / Assets
9.65%
Rank 1,402 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.35% | 0.74% | 1.18% | Beats 34% | 1,113 / 1,683 | |
| Return on Equity | 5.36% | 2.67% | 5.89% | 8.74% | Beats 46% | 916 / 1,681 | |
| Net Interest Margin | 2.95% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,480 / 1,683 | |
| Efficiency Ratio | 81.18% | 68.91% | 78.20% | 86.93% | Beats 41% | 991 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.32% | 0.26% | 0.65% | 1.29% | Beats 24% | 1,272 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.65% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,402 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.65% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,402 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 55.87% | 52.61% | 69.38% | 83.50% | 29th pctl | 1,193 / 1,683 | |
| Loans / Assets | 51.00% | 44.71% | 59.18% | 70.72% | 35th pctl | 1,087 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |