Meredith Village Savings Bank
Meredith, NH · Cert 17180 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · New Hampshire Mutual Bcorp
SI · FDIC · 2 affiliate banks · 15 branches (31 in holding)
Q2 2026
$1.6BAssets
$1.4BLoans
$1.4BDeposits
$157.5MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 76% of banks $1B-$10B in assets operating in a single state (rank 61 of 258).
- Widest gap: return on assets trails 92% of banks $1B-$10B in assets operating in a single state (rank 237 of 258).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.55%
Rank 237 of 258
Net Interest Margin
3.16%
Rank 191 of 258
Efficiency Ratio
79.14%
Rank 233 of 257
Equity / Assets
9.58%
Rank 165 of 258
Non-interest income vs. expense
Unfavorable gap of $39.4M · efficiency ratio beats 10% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.93% | 1.23% | 1.54% | Beats 8% | 237 / 258 | |
| Return on Equity | 5.75% | 9.26% | 11.84% | 14.74% | Beats 9% | 234 / 258 | |
| Net Interest Margin | 3.16% | 3.16% | 3.49% | 3.88% | Beats 26% | 191 / 258 | |
| Efficiency Ratio | 79.14% | 51.71% | 60.30% | 69.65% | Beats 10% | 233 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.19% | 0.46% | 0.90% | Beats 53% | 123 / 258 | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.02% | 0.07% | Beats 45% | 144 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 15.09% | 11.41% | 12.98% | 15.12% | Beats 74% | 67 / 258 | |
| Total Risk-Based Capital Ratio | 16.33% | 12.10% | 13.91% | 16.08% | Beats 76% | 61 / 258 | |
| Equity / Assets | 9.58% | 9.09% | 10.24% | 11.72% | Beats 36% | 165 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 107.05% | 73.24% | 86.34% | 95.95% | 92nd pctl | 20 / 258 | |
| Loans / Assets | 87.88% | 63.01% | 72.27% | 78.40% | 98th pctl | 5 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |