Hawaii State
Honolulu, HI · Charter 1718 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 15 branches
Q2 2026
$2.9BAssets
$1.5BLoans
$2.5BShares
$285.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions $1B-$10B in assets (rank 6 of 435).
- Widest gap: nonperforming loans / loans trails 76% of credit unions $1B-$10B in assets (rank 330 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.57%
Rank 27 of 435
Net Interest Margin
3.59%
Rank 157 of 435
Efficiency Ratio
63.56%
Rank 95 of 435
Equity / Assets
9.98%
Rank 306 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.57% | 0.55% | 0.81% | 1.14% | Beats 94% | 27 / 435 | |
| Return on Equity | 15.77% | 5.12% | 7.41% | 9.70% | Beats 99% | 6 / 435 | |
| Net Interest Margin | 3.59% | 3.01% | 3.39% | 3.75% | Beats 64% | 157 / 435 | |
| Efficiency Ratio | 63.56% | 65.25% | 71.39% | 77.86% | Beats 78% | 95 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.07% | 0.45% | 0.69% | 1.05% | Beats 24% | 330 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.98% | 9.81% | 10.84% | 12.63% | Beats 30% | 306 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.98% | 9.81% | 10.84% | 12.63% | Beats 30% | 306 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 59.63% | 78.33% | 88.38% | 95.61% | 7th pctl | 406 / 435 | |
| Loans / Assets | 53.07% | 67.69% | 74.58% | 80.80% | 8th pctl | 399 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |