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Anderson Community Hospital

Anderson, IN · Charter 17177

Q4 1997

$2.7MAssets
$1.9MLoans
$2.2MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 4.79%, down 64 bps year over year.
  • Asset quality: problem loans at 0.85% of loans (-131 bps YoY).
  • Funding: loans stand at 89.68% of shares as of Q4 1997.

Return on Assets (YTD, annualized)

4.79%-64 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996Q4 1996Q2 1997Q4 1997YoY ΔTrend
Earnings
Return on Assets4.31%4.70%5.16%5.43%4.14%4.68%4.19%4.79%-64 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a3.35%7.41%4.78%1.92%n/a
Loan Growth (YoY)n/an/an/an/a24.46%10.54%-3.60%-1.15%n/a
Share Growth (YoY)n/an/an/an/a0.71%12.95%2.73%-0.82%n/a
Asset Quality
Delinquent Loans / Loans0.62%0.94%1.88%2.16%0.82%0.36%0.07%0.85%-131 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.48%1.35%1.14%1.12%1.07%0.59%0.68%1.09%-3 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares55.72%84.86%87.16%89.98%68.87%83.05%81.79%89.68%-30 bps
Liquid Assets / Assets46.11%18.14%25.86%24.89%34.96%28.88%30.01%25.18%+30 bps