Honolulu, HI · Charter 1717
NCUA · 10 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
64
Asset Quality
66
Profitability
28
Liquidity
0
Efficiency
51
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Honolulu, HI · Charter 1717
NCUA · 10 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.64% | 0.41% | 0.32% | 0.76% | 0.69% | 0.53% | 0.74% | 0.75% | 0 bps | |
| Return on Equity | 5.00% | 3.44% | 2.68% | 5.98% | 5.69% | 4.53% | 6.31% | 6.44% | +46 bps | |
| Net Interest Margin | 1.79% | 1.67% | 1.79% | 1.96% | 1.94% | 1.88% | 2.15% | 2.14% | +18 bps | |
| Efficiency Ratio | 74.88% | 81.41% | 84.75% | 72.23% | 72.82% | 78.20% | 72.66% | 71.24% | -99 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.37% | 5.94% | 9.12% | 6.09% | 8.34% | 7.77% | 7.26% | 13.16% | +707 bps | |
| Loan Growth (YoY) | 3.67% | 1.94% | 2.82% | 1.48% | 1.30% | 1.33% | 1.35% | 0.94% | -54 bps | |
| Share Growth (YoY) | 2.28% | 6.66% | 9.08% | 5.35% | 8.39% | 6.49% | 6.95% | 14.06% | +871 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.18% | 0.22% | 0.15% | 0.64% | 0.54% | 0.08% | 0.61% | 0.54% | -10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.78% | 11.96% | 11.93% | 12.65% | 12.22% | 11.61% | 11.73% | 11.72% | -93 bps | |
| Net Worth / Assets | 12.78% | 11.96% | 11.93% | 12.65% | 12.22% | 11.61% | 11.73% | 11.72% | -93 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.96% | 63.12% | 62.68% | 66.29% | 63.51% | 60.06% | 59.40% | 58.66% | -762 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Honolulu, HI · Charter 1717 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 10 branches
Q2 2026
Return on Assets
0.75%
Rank 246 of 435
Net Interest Margin
2.14%
Rank 422 of 435
Efficiency Ratio
71.24%
Rank 214 of 435
Equity / Assets
11.72%
Rank 156 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.75% | 0.55% | 0.81% | 1.14% | Beats 43% | 246 / 435 | ||
| Return on Equity | 6.44% | 5.12% | 7.41% | 9.70% | Beats 38% | 270 / 435 | ||
| Net Interest Margin | 2.14% | 3.01% | 3.39% | 3.75% | Beats 3% | 422 / 435 | ||
| Efficiency Ratio | 71.24% | 65.25% | 71.39% | 77.86% | Beats 51% | 214 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.54% | 0.45% | 0.69% | 1.05% | Beats 66% | 147 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.72% | 9.81% | 10.84% | 12.63% | Beats 64% | 156 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.72% | 9.81% | 10.84% | 12.63% | Beats 64% | 156 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 58.66% | 78.33% | 88.38% | 95.61% | 6th pctl | 408 / 435 | ||
| Loans / Assets | 52.60% | 67.69% | 74.58% | 80.80% | 8th pctl | 401 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||