Trugrocer
Boise, ID · Charter 17127 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$320.1MAssets
$153.6MLoans
$267.8MShares
$51.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 73% of credit unions under $1B in assets (rank 457 of 1683).
- Widest gap: efficiency ratio trails 96% of credit unions under $1B in assets (rank 1617 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.85%
Rank 1,603 of 1,683
Net Interest Margin
3.17%
Rank 1,352 of 1,683
Efficiency Ratio
111.15%
Rank 1,617 of 1,682
Equity / Assets
16.03%
Rank 457 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.85% | 0.35% | 0.74% | 1.18% | Beats 5% | 1,603 / 1,683 | |
| Return on Equity | -5.29% | 2.67% | 5.89% | 8.74% | Beats 5% | 1,592 / 1,681 | |
| Net Interest Margin | 3.17% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,352 / 1,683 | |
| Efficiency Ratio | 111.15% | 68.91% | 78.20% | 86.93% | Beats 4% | 1,617 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.26% | 0.65% | 1.29% | Beats 43% | 969 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.03% | 10.44% | 12.89% | 16.53% | Beats 73% | 457 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.03% | 10.44% | 12.89% | 16.53% | Beats 73% | 457 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 57.34% | 52.61% | 69.38% | 83.50% | 31st pctl | 1,160 / 1,683 | |
| Loans / Assets | 47.97% | 44.71% | 59.18% | 70.72% | 30th pctl | 1,170 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |