Partners Bank of New England
Sanford, ME · Cert 17115 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Sis Bcorp MHC
SI · FDIC · 11 branches
Q2 2026
$1.1BAssets
$894.4MLoans
$847.0MDeposits
$112.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 97% of banks $1B-$10B in assets operating regionally (rank 7 of 176).
- Widest gap: efficiency ratio trails 88% of banks $1B-$10B in assets operating regionally (rank 155 of 176).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.40%
Rank 62 of 176
Net Interest Margin
3.16%
Rank 141 of 176
Efficiency Ratio
75.22%
Rank 155 of 176
Equity / Assets
10.35%
Rank 89 of 176
Non-interest income vs. expense
Unfavorable gap of $25.3M · efficiency ratio beats 12% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.93% | 1.26% | 1.54% | Beats 65% | 62 / 176 | |
| Return on Equity | 13.51% | 9.26% | 11.89% | 14.46% | Beats 64% | 63 / 176 | |
| Net Interest Margin | 3.16% | 3.25% | 3.59% | 3.93% | Beats 20% | 141 / 176 | |
| Efficiency Ratio | 75.22% | 52.79% | 59.55% | 67.66% | Beats 12% | 155 / 176 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.30% | 0.64% | 1.32% | Beats 97% | 7 / 176 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.04% | 0.10% | Beats 86% | 27 / 176 | |
| Capital |
| Tier 1 Capital Ratio | 14.68% | 11.15% | 12.72% | 14.15% | Beats 81% | 34 / 176 | |
| Total Risk-Based Capital Ratio | 15.80% | 11.81% | 13.63% | 15.33% | Beats 81% | 34 / 176 | |
| Equity / Assets | 10.35% | 9.16% | 10.35% | 11.80% | Beats 49% | 89 / 176 | |
| Liquidity & Funding |
| Loans / Deposits | 105.60% | 80.94% | 89.73% | 97.21% | 95th pctl | 8 / 176 | |
| Loans / Assets | 82.27% | 69.25% | 75.12% | 80.82% | 81st pctl | 34 / 176 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |